Rental Portfolios

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Rental Portfolio Loans are designed for real estate investors who own or are purchasing multiple investment properties. Instead of financing each property individually, you can consolidate several properties into a single loan, making it easier to manage your real estate portfolio.

Eligible Property Types

• Single-Family Rental Portfolios
• 2–4 Unit Residential Properties
• Mixed Residential Rental Portfolios
• Stabilized Income-Producing Investment Properties

Loan Amounts

• Flexible loan amounts based on the size and value of your portfolio.

Program Highlights

• One loan for multiple investment properties
• No personal income verification on many programs
• No tax returns required on many programs
• No W-2s or pay stubs required on many programs
• Qualification based primarily on the cash flow generated by the portfolio
• Purchase, refinance, and cash-out refinance options available
• Fixed and Adjustable Rate options available
• LLC and entity ownership permitted on many programs
• Simplified management with one monthly loan payment

General Requirements

• Minimum credit score: Typically 680+ (program dependent)
• Portfolio must consist of income-producing residential investment properties
• Down payment or equity requirements apply
• Appraisals may be required
• Property financials and rental income documentation required
• Proof of reserves may be required

Why Choose a Rental Portfolio Loan?

Managing multiple mortgages can be time-consuming and inefficient. A Rental Portfolio Loan allows investors to finance several properties under one loan, simplifying payments while leveraging the income generated across the entire portfolio.

Whether you’re growing your portfolio or refinancing existing properties, this program provides the flexibility and efficiency experienced investors need.

Ready to Simplify Your Investment Portfolio?

Whether you’re financing several rental properties for the first time or refinancing an existing portfolio, I can help you find the financing solution that best fits your investment strategy.

Schedule a consultation today to discuss your rental portfolio financing options.

Programs, rates, terms, and qualifications are subject to lender guidelines and may change without notice.

GET STARTED TODAY!